Terms of Use Agreement

This Terms and Conditions of Use Agreement (“Terms of Use”) constitutes a binding agreement between you and Eight Eighteen, Inc.. Please carefully read through all sections of these Terms of Use. By accessing this web site or any of the web sites owned or controlled by Eight Eighteen, Inc. (each a “Site” and collectively the “Sites”) you agree to be bound by these Terms of Use. Additionally, please be advised that any content you submit to Eight Eighteen, Inc., becomes the property of Eight Eighteen, Inc.. If you do not acknowledge and agree to these Terms of Use, then do not enter your information. Your access to and use of the Sites is subject to these Terms of Use and all applicable laws. These Terms of Use may be changed by us from time to time without notice to you, and the latest version will be posted on this Site.

About This Site

This Website (hereinafter “the Site” or “this Site”) and all pages are part of the Eight Eighteen, Inc. network. Eight Eighteen, Inc. is a national insurance agency brokerage provides health insurance plans from a variety of insurance carriers. In those states that Eight Eighteen, Inc. does not currently operate, Eight Eighteen, Inc. will connect shoppers with Medicare insurance professionals who can assist them. Eight Eighteen, Inc. offers several Medicare insurance providers plans but does not endorse any one company in particular. Any information provided about any particular insurance plan, provider, or agent shall not be construed as an endorsement by Eight Eighteen, Inc.

Personal and Noncommercial Use Limitation

This Site is for your personal, noncommercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or service found on or obtained from the Site; provided that you may download, reproduce, and retransmit Eight Eighteen, Inc. information solely for non-commercial purposes within your organization. With the exception of the foregoing limited authorization, no license or right in any copyright of Eight Eighteen, Inc. or any other party is granted or conferred to you.

The Site is provided on an “as is” basis without warranties of any kind, either express or implied, including but not limited to warranties of title or implied warranties of merchantability, fitness for a particular purpose, or non-infringement, other than those warranties which are imposed by and incapable of exclusion, restriction or modification under the laws applicable to this agreement. YOUR USE OF THIS SITE IS AT YOUR OWN RISK. IN NO EVENT SHALL EIGHT EIGHTEEN, INC., ITS AGENTS, AFFILIATES, REPRESENTATIVES OR LICENSORS be liable for any LOSS OR INJURY OR ANY damages, either direct, indirect, punitive, special, incidental, consequential or otherwise, resulting from, or in any way connected to, the use of this Site OR ANY EIGHT EIGHTEEN, INC. INFORMATION, in each case regardless of whether such damages are based on contract, tort, strict liability, or those other theories of liability. Some jurisdictions do not allow the exclusion of implied warranties or consequential or incidental damages, so portions of the above-referenced exclusions may not directly apply to you. YOU HEREBY WAIVE ANY AND ALL CLAIMS AGAINST EIGHT EIGHTEEN, INC., ITS AGENTS, REPRESENTATIVES, AFFILIATES, AND LICENSORS ARISING OUT OF YOUR USE OF THE SITE OR ANY OTHER EIGHT EIGHTEEN, INC. INFORMATION.

Copyright and Proprietary Rights Information

The Site may contain technical inaccuracies or typographical errors or omissions. Eight Eighteen, Inc. reserves the right to make changes, corrections and/or improvements to the Site, and to the products and programs described in such information, at any time without notice. This Site contains and references trademarks, patents, trade secrets, technologies, products, processes or other proprietary rights of Eight Eighteen, Inc.. No license or right to or in any such trademarks, patents, trade secrets, technologies, products, processes and other proprietary rights of Eight Eighteen, Inc. and/or other parties is granted to or conferred upon you.

Available Services

The purpose of the Site is to provide consumers assistance with their Medicare insurance and to provide licensed agents with tools to facilitate their personal, professional, and financial growth. Information provided by user for the express purpose of a health insurance application will be disseminated to an insurance carrier ("Providers") or multiple carriers only after we have received your authorization to do so. Authorization may come electronically or verbally and will constitute your willingness to submit your sensitive information to the determined insurance carrier. Information submitted will include, but will not be limited to your social security number, address, phone number, email address, and health conditions. In the event that you reside in a state that Eight Eighteen, Inc. does not currently operate in, Eight Eighteen, Inc. will connect you and your information with a licensed professional in that state. Once you have provided us with the information needed, we will refer that information to these Providers, who may then contact you directly for any purpose associated with your application and/or plan. From time to time these Providers may ask for additional information they may need to obtain an accurate quote. 

We do not guarantee that any of the Providers to whom may forward your information will guarantee you a policy. We are not responsible in any way, for the conduct of the Providers to whom we forward your insurance requests. If you need personal advice, explanation of coverage, assessment of needs or specific policy recommendations, please refer those questions to Eight Eighteen, Inc. We reserve all the rights to our Site contents, and may at our discretion change the contents of the Site, or restrict access to certain sections of the Site, or to discontinue any aspect of the Site, including, but not limited to content, features, hours of availability, without notice or penalty.

Your Use of The Service

You must be at least 18 years of age to use the Service. You warrant and agree that, while using the Service, you will not do any of the following:

•           impersonate any other person or entity

•           submit any information pertaining to a third party without that party’s understanding and express consent

•           submit false or misleading information

•           exploit this Service for any commercial reason

•           engage in any activity prohibited under the CAN-SPAM Act

•           engage in any criminal or otherwise unlawful behavior

•           commit any action which could give rise to civil liability

•           restrict others from making use of this Service

•           upload or attempt to upload any computer virus, malicious computer code, file program, or any other digital property

•           commit any action that interferes with, blocks, or otherwise harms the Service

Links to the Web Site

You may not establish a hypertext “link” to the Web Site and/or distribute, modify or re-use the text or graphics of the Site unless you obtain prior express written permission from Eight Eighteen, Inc. allowing you to do so.

Links to Third Party Sites

This Site may contain links to sites that are controlled by third parties. These linked sites are not under the control of Eight Eighteen, Inc., and Eight Eighteen, Inc. is not responsible for the contents of any linked site or any link contained in a linked site. Eight Eighteen, Inc. is providing those links to you only as a convenience, and the inclusion of any link does not imply endorsement by Eight Eighteen, Inc. of any linked site or constitute any warranty by Eight Eighteen, Inc. of any linked site or any items contained on such site.

Governing Law

Any disputes arising out of or related to the Site shall be governed by and construed and enforced in accordance with, the laws of the State of Texas applicable to contracts entered into and to be performed entirely within the State of Texas. No Unlawful or Prohibited Use. As a condition of your use of the Site, you warrant to Eight Eighteen, Inc. that you will not use the Site for a purpose that is unlawful or prohibited by these terms, conditions, and notices.

Disclaimer

The Service is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we make no representations of warranties of any kind, express or implied, regarding the use of the Service. We disclaim all warranties regarding the accuracy or reliability of the information provided, including the implied warranties of merchantability and fitness for a particular purpose, and non-infringement. We do not warrant the service will be secure, uninterrupted, or error-free.

We make warranty that the service will meet your requirements. No advice, results, or information, whether oral or written, obtained by you from us or through the service will create any warranty not expressly made herein.

We make no warranties regarding the affiliation of any provider who may contact you. We expressly disclaim all responsibility for the actions of any provider who may contact you through the service. If you are dissatisfied with the service, your sole remedy is to discontinue its use.

We attempt to provide accurate information regarding insurance products and services; however, we can make no representation or warranty as to the accuracy or reliability of this information. Availability of products or services may vary by state and may not be available to you.

We make no representation, either express or implied, of any sponsorship by any company mentioned on this site, or of any other relationship with any such company. We make no guarantee, expressed or implied, that a user will be able to obtain coverage from any particular company or provider mentioned or not mentioned on this site.

Limitation of Liability

We shall not be liable for any damages whatsoever, and in particular, we shall not be liable for any special, indirect, consequential, or incidental damages, or any damages for lost profits, loss of revenue, loss of use, or loss of coverage, arising out of or related to the service or the information contained in it, whether such damages arise in contract, negligence, tort, under statute, in equity, at law, or otherwise, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify and hold harmless the Service (and its parents, directors, officers, employees, subsidiaries, agents, and affiliates) from any and all claims, liabilities, costs, and expenses, including reasonable attorneys’ fees and costs, due to or arising in any way from the use or misuse by you of the Service, your violation of these Terms and Conditions, your violation of any law, or infringement by you of any right of any person or entity.

Proprietary Rights

We retain all rights, title, and interest in and to the Service, including all content, data, materials, specific implementations of XHTML, CSS, and other code, the look and feel, the design, and all other aspects of the trade dress of this Site, and retain all intellectual and property rights therein.

Third party logotypes, brandmarks, and service marks are the property of their respective owners.

Use of the Service by you does not grant to you ownership and any commercial use or exploitation of the Service by you is expressly prohibited. You may not exploit, copy, redistribute, or reproduce any aspect of the Service. Doing so may be a violation of applicable Federal and state laws and may subject you to liability.

Other

If any provision of these Terms and Conditions is found to be invalid or unenforceable, the other provisions shall remain in full force and effect. Further, you agree that for any provision that may be found to be invalid and unenforceable, you shall ask the court to endeavor to give effect to the intent of the provision. These Terms and Conditions constitute the full understanding between you and us. You agree that any claim arising from or related to the Service must be filed within twelve (12) months of your use of the Service, regardless of any statute or law to the contrary.

Changes and Updates

We reserve the right to make changes and updates to these Terms and Conditions at any time, at our sole discretion. An updated copy of these Terms and Conditions will be kept clearly posted and accessible on this Site at all times.

Privacy

This privacy notice discloses the privacy practices for (www.818inc.com). This privacy notice applies solely to information collected by this website and any internal application or program running on our website. It will notify you of the following:

  1. What personally identifiable information is collected from you through the website, how it is used and with whom it may be shared.

  2. What choices are available to you regarding the use of your data.

  3. The security procedures in place to protect the misuse of your information.

  4. How you can correct any inaccuracies in the information.

Information Collection, Use, and Sharing 
We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.

We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to submit an application or to facilitate your insurance policy request.

Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.

Your Access to and Control Over Information 
You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:

Security 

We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.

Wherever we collect sensitive information, that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for "https" at the beginning of the address of the Web page.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job are granted access to personally identifiable information. 

If you feel that we are not abiding by this privacy policy, you should contact us immediately via email at info@818inc.com.

Registration 

Portions of this site may be subject to registrations and or paid subscriptions. During registration a user is required to give certain information (such as name and email address). This information is used to contact you about the products/services on our site in which you have expressed interest. At your option, you may also provide demographic information (such as gender or age) about yourself, but it is not required.

Contacting Us

If you have any questions about Eight Eighteen, Inc., this Site, our service, or this Privacy Policy, you may contact us at:

104 S. Adelaide St, Fenton, MI 48430
info@818inc.com